The 2023 Guide to Owning Commercial Real Estate: 10 Things You Should Know

3 ABSD measures in the past 2 years.  All combating the rampant rise of Real Estate Prices in Singapore but still the Prices runs amok.  You’ve heard about Commercial Real Estate and that it is a wonderful alternative to Residential Real Estate investing but know very little about it.  Fret not! Here’s the take down […]

The HDB to Condo Journey – The 2023 Ultimate Guide

So you’ve just MOP or you’re at the age where it becomes a question whether you should sell your HDB and buy a condo.   Its not an easy question to answer on so many fronts, but yet, a very necessary one to ask.  After all, the family is reliant on you to make that […]

So to buy BTO or Resale as a Single? The Great HDB Debate

Buying BTO or Resale HDB kai hub

“You never truly become an adult in Singapore until you leave your parent’s home” Yes, you love your parents but sometimes you need your own space! Sound like anyone you know? The magic age where a Single Singaporean truly becomes liberated is 35!  For the curious non-Singaporean onlooker, this is the age where you can […]

SORA Interests Rates and How does it Really Works

what is SORA? Kai hub

As you prepare to find your dream house, you may come across a few words that are new to you, such as the Singapore Overnight Rate Average (SORA) and the Singapore Interbank Offered Rate (SIBOR). These are the interest rates used by banks to determine the various mortgage packages offered to consumers. Even though these […]

Ultimate Step-by-Step Guide to Buying a HDB BTO 

The process of buying an HDB BTO flat is a crucial part of the adulating process for all individuals living in Singapore. All of this makes asset progression super simple. However, it doesn’t have to be scary. Moreover, the entire process can be completed in around 6 basic steps. Down below, we’ll be elaborating on […]

10 Things about HDB’s Prime Location Public Housing (PLH) Guide

HDB PLH vs BTO Guide

The Ministry of National Development (MND) and The Housing & Development Board (HDB) released details of the Prime Location Public Housing Model (PLH) in October 2021. The central idea behind this new model is to ensure that public housing built in prime locations such as the City Centre and Greater Southern Waterfront remains affordable, accessible, […]

Can You Still Profit From An HDB BTO like Before?

Can you profit from BTO

On 15 April 2001, HDB (Housing Development Board) created BTO (Built-To-Order) as the means to sell its new flats. It replaced the RFS (Registration for Flats System). Thus, the BTO is one of 2 ways HDB sells New flats, the other being Sale of Balance Flats (SBF). Moving to the actual question now, in 2022, […]

Increasing Land Supply To Satiate Demand for Real Estate

Increasing Land supply to satiate demand

Like everyone else in the world, the pandemic caused quite a stir in the real estate market in Singapore. The continued economic growth Singapore enjoyed was paralleled by its growth in population.   What Covid changed was virtually putting a complete halt to the supply; lockdowns and restrictions of people-movement on the island meant no […]

Will Higher Interest Rates Increase Prices Of Real Estate?

will interest rates affect real estate in singapore kai hub

The world is going through a stressful economic period as inflation continues to rise in different countries. To control this Inflation, the US government announced in the earlier months this year that Interest Rates are expected to increase in seven different rounds.    Each round will see a 0.25% increase in the FED interest rate, […]

Why Tight Market Supply Is still Driving Prices Up

Tightening of supply in Singapore

The covid-19 pandemic has taken the world by quite some surprise. The urgency, unrest, and general situation of chaos have led us towards much unsettling news over the past 2 years. However, there has been an unpredicted result of the pandemic – demand for housing along with an increase in buyers’ interest.   Tight Market […]